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The buying process can help you understand better about become a Buyer and how to make the right decision.

 
  • Pride of ownership
  • Enjoyment
  • Appreciates in value
  • Mortgage interest
  • Property taxes
  • Depreciation
  • Defer taxes
  • Payoff
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  • Full time agent preferred
  • REALTOR(R) professional & ethical standards
  • Experienced with negotiations
  • Familiarity with purchase contracts, disclosures, other reports and miscellaneous issues
  • Interview and compare
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  • Location
  • Best schools
  • Budget
  • Style, size, special requirements
  • No two transactions are alike
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  • Realtor tour ¡V new on the market for Realtors only
  • Pre-screen properties ¡V save buyer¡¦s time
  • Arrange appointment
  • Home tours - with buyers
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  • Pre-approved or pre-qualified letter
  • Determining the offering price
  • Review disclosure package
  • Contingencies
  • Inspections
  • Repair or maintenance Closing occupancy dates
  • Presenting the contract
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  • Determine final price
  • Property condition ¡V repair or not
  • Contingency to sell or buy another property
  • Seller credit to buyer for repairs, etc
  • Home warranty plan
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  • Meet with loan consultant and select a loan program
  • Collect supporting documents
  • Complete the loan application
  • Order reports
  • Submit for underwriting
  • Clear conditions
  • Funding

  • * Infoloan and Infohome provide one - stop service
     
     
     
  • Addendum ¡V additional requirement
  • Remove property contingencies
  • Remove financial contingency
  • Address any repair issues under contract
  • Final walk through
  • Schedule escrow sign-off date
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  • Buyer deposits final down payment to trust account
  • Lender draws loan document and orders funding
  • Seller signs off grant deed
  • Escrow statement preview
  • Final title search by title company
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  • Record grant deed and trust deed to the county
  • Title transferred
  • Seller receives equity
  • Buyer receives key
  • End of escrow and buyer can move in
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